{"id":1866,"date":"2012-01-26T10:05:00","date_gmt":"2012-01-26T10:05:00","guid":{"rendered":""},"modified":"2022-08-08T09:36:29","modified_gmt":"2022-08-08T09:36:29","slug":"alojamientos-protegidos-financiacion","status":"publish","type":"post","link":"https:\/\/prayde.com\/empresa\/alojamientos-protegidos-financiacion\/","title":{"rendered":"Alojamientos Protegidos. Financiaci\u00f3n convenida"},"content":{"rendered":"

La Vivienda Protegida (VPP o VPO) esta regulada por el  Plan Estatal Vivienda y Rehabilitaci\u00f3n 2009-2012<\/a>  RD 2066\/2008 (modificado por RD 1713\/2010<\/a> de 17 de diciembre). En su art. 37.2 que trata del Programa de Alojamientos Protegidos para Colectivos Espec\u00edficos, se habla de la financiaci\u00f3n, que en cuanto a los prestamos convenidos para promotores, que  ser\u00e1n en las mismas condiciones que las viviendas en arrendamiento. a 25 a\u00f1os, en r\u00e9gimen especial para colectivos especialmente vulnerables y en r\u00e9gimen general para otros colectivos espec\u00edficos.<\/p>\n

As\u00ed pues, los Prestamos convenidos para promotores de alojamientos para colectivos espec\u00edficos y otros colectivos espec\u00edficos tienen las siguientes caracter\u00edsticas<\/p>\n

–    Cuant\u00eda: 80%  del precio m\u00e1ximo que corresponda
–    Plazo de amortizaci\u00f3n: un m\u00ednimo de 25 a\u00f1os
–    Periodo de carencia: finalizara en la fecha de la calificaci\u00f3n definitiva, y como m\u00e1ximo, a los 4 a\u00f1os desde la formalizaci\u00f3n del pr\u00e9stamo. Este periodo podr\u00e1 prorrogarse hasta un total de 10 a\u00f1os con la autorizaci\u00f3n  de la Comunidad Aut\u00f3noma y el acuerdo con la entidad de cr\u00e9dito colaboradora.
–    Comisiones: Sin comisiones de ning\u00fan tipo
–    Tipo de inter\u00e9s: efectivo anual, ser\u00e1 el euribor a 1 a\u00f1o. publicado por el Banco de Espa\u00f1a en el mes anterior a su formalizaci\u00f3n, mas un diferencial que podr\u00e1n aplicar libremente las entidades de cr\u00e9dito colaboradoras entre un 65 y 125 puntos b\u00e1sicos.<\/p>\n

Se a\u00f1aden dos caracter\u00edsticas espec\u00edficas para estos pr\u00e9stamos convenidos en el art\u00edculo 37.2 y 4, que son las siguientes:<\/p>\n

a)    No hace falta que tengan garant\u00eda hipotecaria si se esta de acuerdo con la entidad de cr\u00e9dito colaboradora.
b)    El promotor de los alojamientos puede renunciar a la concesi\u00f3n del pr\u00e9stamo convenido sin perjuicio del derecho a la subvenci\u00f3n.<\/span><\/p>\n","protected":false},"excerpt":{"rendered":"

La Vivienda Protegida (VPP o VPO) esta regulada por el  Plan Estatal Vivienda y Rehabilitaci\u00f3n 2009-2012  RD 2066\/2008 (modificado por RD 1713\/2010 de 17 de diciembre). En su art. 37.2\u2026 Continue leyendo<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[44,26,37,21,31],"class_list":["post-1866","post","type-post","status-publish","format-standard","hentry","category-sin-categoria","tag-alojamientos","tag-alquiler","tag-financiacion","tag-vivienda","tag-vpo"],"yoast_head":"\nAlojamientos Protegidos. 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