{"id":1828,"date":"2012-10-18T08:13:00","date_gmt":"2012-10-18T08:13:00","guid":{"rendered":""},"modified":"2022-08-08T09:36:10","modified_gmt":"2022-08-08T09:36:10","slug":"valoracion-de-activos-y-suelos-el-banco","status":"publish","type":"post","link":"https:\/\/prayde.com\/empresa\/valoracion-de-activos-y-suelos-el-banco\/","title":{"rendered":"Valoracion de Activos y Suelos. El banco malo"},"content":{"rendered":"


\n<\/p>\n

<\/p>\n

\nSeg\u00fan conocen los seguidores de
\neste blog, hemos insistido mucho en los criterios de valoraci\u00f3n de activos,
\nsobre todo, del suelo, ya que son dispares los procedimientos establecidos en
\nlas normas ECO y en la vigente Ley del Suelo<\/span><\/div>\n
\n<\/div>\n
\nEs un tema que hemos seguido y
\ndel que hemos mostrado reiteradamente nuestra preocupaci\u00f3n. En este sentido
\nvenimos observando reiteradas dudas en la aplicaci\u00f3n de los mismos  <\/span>que aun no est\u00e1n resueltas<\/span><\/div>\n
\n<\/div>\n
\nUn tema al que afecta especialmente
\nel criterio de valoraci\u00f3n que se elija es el referente al de la Sociedad de Gesti\u00f3n de Activos<\/b>, (SGA)
\nconocida vulgarmente como el \u201cbanco malo\u201d<\/span><\/div>\n
\n<\/div>\n
\nQueremos resaltar una serie de
\npautas que figuran en le decreto de creaci\u00f3n, que nos podrian dar alguna pista sobre como se va a
\nproceder a esa valoraci\u00f3n<\/b> y, tambi\u00e9n, a interpretar el sentido de algunas
\ndeclaraciones oficiales que se est\u00e1n produciendo ultiammente<\/span><\/div>\n
\n<\/div>\n
\nEn el recientemente publicado <\/span>Real
\nDecreto-ley 24\/2012<\/span><\/i><\/b><\/a>, de 31 de agosto, de reestructuraci\u00f3n y resoluci\u00f3n de
\nentidades de cr\u00e9dito, <\/span><\/i><\/b>que crea la SGA y c<\/span>oncretamente
\nen su  <\/span>art. 35, se se\u00f1ala la competencia<\/span> del FROB en cuanto a \u201c<\/span>obligar<\/span><\/b> a una entidad de cr\u00e9dito a transmitir a una sociedad de gesti\u00f3n de activos determinadas
\ncategor\u00edas de activos<\/b> especialmente da\u00f1ados\u201d<\/span><\/div>\n
\n<\/div>\n
\nSin embargo, la valoraci\u00f3n<\/b> de estos activos que se
\ntransfieran queda pendiente de un
\ndesarrollo reglamentario como indica el art. 35.2<\/b>  <\/span>\u201cReglamentariamente se determinar\u00e1n los
\ncriterios para definir las categor\u00edas de activos a los que se refiere el
\napartado anterior \u201c<\/span><\/div>\n
\n<\/div>\n
\nTambien su art. 5.3 dice \u201cLa
\nvaloraci\u00f3n se sujetar\u00e1 al procedimiento \u2026., siguiendo metodolog\u00edas com\u00fanmente
\naceptadas\u201d<\/span><\/div>\n
\n<\/div>\n
\nEn el art. 36.2 figura \u201cCon
\nigual car\u00e1cter previo a la transmisi\u00f3n, el Banco de Espa\u00f1a determinar\u00e1 el valor
\nde los activos sobre la base de los informes de valoraci\u00f3n\u201d<\/span><\/div>\n
\n<\/div>\n
\nSeguiremos pendientes de
\ninformar al respecto, dada la gran importancia de los criterios de valoraci\u00f3n que
\nfinalmente se adopten<\/span><\/div>\n","protected":false},"excerpt":{"rendered":"

Seg\u00fan conocen los seguidores de este blog, hemos insistido mucho en los criterios de valoraci\u00f3n de activos, sobre todo, del suelo, ya que son dispares los procedimientos establecidos en las\u2026 Continue leyendo<\/a><\/p>\n","protected":false},"author":3,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[19,28,33],"class_list":["post-1828","post","type-post","status-publish","format-standard","hentry","category-sin-categoria","tag-legislacion","tag-noticias","tag-opinion"],"yoast_head":"\nValoracion de Activos y Suelos. 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